The Benefits of Computers

Whilst some people curse computers for going wrong, the truth is that they are integral to our modern life - both from a social and business point of view. From the time they were invented they have been speeding up the way we do things and helping us connect quickly and easily across the world.

The modern computer is not only amazing because of the processing power it has or the amount of data it can store - it is also amazing because of the internet which was developed to aid the way people use computers.

The internet is a free resource where anyone can contribute and access information. The information is returned quickly to the user, usually via a search engine such as Google. Research is possible by anyone into just about any subject imaginable.

Computers have sped up the pace at which we can live our modern lives. Complex calculations can be done in seconds and word processing can be done easily. This has helped speed up the pace of work. Information is easily copied and backed up and it can be sent at speed.

Computers have enabled us to connect globally. We can see a website from a company on the other side of the world and even do business via e-commerce sites at any time of the day or night.

We connect via social networking sites and email and this allows people to keep in touch like never before. People can join a forum and discuss specialised topics or they can create a blog and talk about their subject of choice.

The integration of computers with other devices has pushed the usefulness of computers into new areas. They can be found in smart phones, cars, medical equipment, simulators and much more.

Another benefit of computers is that they have cut down the amount of paper that we need. E-mails can be read on the screen, whereas letters would previously be sent. E-cards can be sent instead of traditional ones and information can be stored on computer hard drives rather than on paper.

The computer has revolutionised our world, as has those things associated with it such the internet, software and hardware, and the computer will continue to advance and change our lives for years to come.

Article Source: http://EzineArticles.com/5585595

Tips For Successful Marketing With Promotional Items

The area of promotional products is a large and growing industry, and may be the way you want to implement some cheaper ways of marketing into your company. The choices of promotional products is quite varied and can seem somewhat challenging as you begin to pick your selections, but if you read this advice it may help you to make wise decisions.

Quality - You want the products that you are ordering to stand up and last for years to come. The important thing is to make sure that the products you are ordering are products that work well and that are well constructed for an advertisement that will last and last. Selection - You want your promotional product selections to meet the needs of your business and the promotion that you are using them for. This means you should really choose a company that offers many different color choices as well as an extensive promotional product line to ensure that you can keep buying from them for years to come.

Keeping delivery issues to a minimum is crucial for a good partnership. The promotional products company should have guaranteed and tracking for their packages. Having this creates solutions if there's a problem while you're waiting on an important delivery. A customer service department with live professionals will provide you with the very best in service delivery. You must determine their knowledge and ability to help you create and find the most suitable products for your promotional advertising.

Reasonable Prices - Of course, you want to get everything listed above at the best possible price. Be sure to shop around a little, but don't let the cost of the prom products be your guiding factor. Cheap products will make your company look cheap and no one wants to promote their business in that way.

Take the time to truly assess all the qualities of the company that you are choosing so that when all is said and done you will be completely satisfied with your promo products and so they will serve as an excellent representation for your quality business.

Article Source: http://EzineArticles.com/3382071

Cheap Apple Logic Board Repair

Were you told it was better to purchase a new apple computer due to a faulty logic board problem? Have you had your mother board replaced multiple times by the apple stores or an authorized apple repair center? That is a shame. There are other options out there. The most cost effective is an actual apple logic board level repair. Let me clarify. This is the repair of your own logic board.

The one in your machine that you took good care of. What you don't want to do is, trust a refurbished board that you never owned. Who knows where that apple logic board came from! The average replacement logic board cost approximately $600 dollars! That does not include labor. The best part about getting your apple mother board repaired is there are no worries about parts for some of the older machines not being available.

The apple stores have told people they cannot get parts for some of the Ibooks.That thier 1.33 ghz g4 that runs like a champ otherwise is not worth fixing. I bet you would fix it for 150 dollars though if it included labor and return shipping? Why not, it is Way more cost effective in this economy to repair something than buy a new one. When searching for a shop to repair your apple laptop, Ibook, Ibook G4, macbook, macbook pro, powerbook, or Imac logic boards, make sure they do quality control testing of the repair.

That is why it is best to send the complete unit. It enables the company to test the mother board repair and make sure you will not have the same issue repeat itself later. The average price should be around $250 dollars for the apple computer repairs. This should include labor, and a warranty. A lot of refurbished unknown origin logic boards do not come with a warranty.

This rate should vary based on the age of the machine and the speed. Always make sure the company has a live operator available during business hours to answer questions and provide updates through phone and or email. These updates should keep you informed about The repair and replacement of your apple laptop, Ibook, Ibook G4, macbook, macbook pro, powerbook, or Imac logic boards, apple logic boards.

Advantages of Life Insurance

A tree fell on their car with horrible precision, instantly killing Lisa, 38, and their boys, who were three years and five months old. Brad had always believed he and Lisa would live to enjoy Little League games, proms and grandchildren. Now he found himself alone, not sure how he'd pick up the pieces.

Luckily, Brad and his wife had purchased life insurance, which gave him the financial security to grieve. "The money won't bring Lisa, Max or Owen back, but it makes the existence I find myself in easier. I don't have to work while I'm not ready, or sell my house because I can't afford the mortgage. I've been able to think slowly about my future," Brad says.

The insurance money also helped keep Brad's business running while he was home. Brad says because of financial planning, "I know I'll do better than survive. I'll live and succeed in the second chapter of my life and make my family proud."

Insurance firms offer various insurance policies depending on the individual. For example, Term insurance is inexpensive, but is for a limited time and does not build cash values. Permanent life insurance, like a whole life policy, has a fixed premium at date of issue that never increases. If it's a mutual company, they pay dividends that can be applied to reduce the premium. A valuable part of a whole life policy is the build up of guaranteed cash values that can serve as a reserve that can be used for educational, retirement or other needs.

Term, which is sometimes referred to as temporary insurance, an individual buys a policy for a specific time (1yr, 10 years or even a 30 year span) where a death benefit is paid to the beneficiary if the insured dies during that period. For a healthy almost 40-year old man, this could amount to $15 a month for this policy that would provide a $100,000 payment if the insured dies during the time period he selected. 

can cover an insured for his or her lifetime. The payout is assured at the end of the policy (assuming the policy is kept current) and the policy accrues cash value." Upon death, the proceeds from the policy are paid tax-free to the beneficiary. This offers consumers guaranteed cash value accumulation. This whole life policy is considerably more expensive than term insurance, but offers a premium that never increases and the policy holder can build guaranteed cash values.

The whole life plan offers the insured $100,306 in death benefits. The permanent plan also costs more because it gives the same insurer $192,785 at age 65 in retirement benefits. You can also have a combination of term and whole life insurance to make a policy that covers the specific needs of a family. Whole life insurance builds guaranteed cash value and although dividends are not guaranteed, diviidends can provide additional benefits.

Everyone has different circumstances; however both plans offer some financial security for individuals and their families. Many people think they can't afford insurance so they never consider the option. But $15.49 is an amount most can pay. The cost of not having insurance can be a big toll for a family.

Whole life Insurance Kent Schiner, a financial adviser (CLU, ChFC), says "Life insurance is a character purchase because it is for the benefit of another even though the insured has use of the cash values during his lifetime; a win-win situation"  


Article Source : http://www.articlesbase.com/insurance-articles/advantages-of-life-insurance-461049.html

Jewelery - A Detailed Look

Jewelery has been around for centuries and is worn by every culture. In some countries a single piece of jewelery can say something important, about their culture, religion or belonging to a particular group. Jewelery is worn by both men and women and can be displayed on children and adults. There are so many different kinds of jewelery to choose from making selecting a piece an enjoyable shopping experience.

There are many different types of jewelery. There are toe rings for the feet, ankle bracelets for the lower leg. And as we move up on the body, there are tummy necklaces, belly button rings and arm bracelets, rings for the fingers and watches. Around the face and neck we have necklaces, earrings and even nose rings. On the shirt we can also have broaches, although many broaches are a thing of the past, as it was most common to wear them many years ago.

Jewelery can be made using a variety of sources and gems. It can consist of the many kinds of gold, whether its yellow, or white and the gold can range in its properties making it soft or hard. Jewelery can also consist of silver metals which is also just as common as gold. Jewelery can also be made with gemstones which are fancy minerals; although some rocks are not made from minerals they are still considered gemstones. Diamonds are popular in jewelery. They can be seen in every type of jewelery and can either be featured in a cluster, small group or on its own. Diamonds can range in price and in quality, only a true expert can detect the differences and tell its worth.

For many people jewelery makes a great gift idea. Kids will give pieces to parents to symbolize how much they love them and parents will give them in return to kids. For many religions the idea of wearing a cross around the neck or bracelets around the wrist are common for many kids to display. Adults use rings to show a sign of engagement to another person and wedding rings show a sign of being married to another person. Wedding rings can vary in how they look. Some can look plain and simple and are usually made from either white or yellow gold.

While other people display fancier wedding rings consisting mainly of diamonds or of one huge diamond. Diamonds can be cut into different shapes. They can be pretty small or cut fairly large, usually the bigger it is the more it cost. Often men wear watches and take pride in them. Some watches have different features to them depending on what the person wearing those needs. They can be water resistant, have stop watching abilities and even wind themselves. Watches can be made from all the metals and can consist of diamonds as well. Usually the band is made from leather but can also be made from plastic and even metals such as silver and gold.

Jewelery is a common element in the way people dress themselves up. It can be worn on its own or in sets as in a matching necklace and bracelet. Sometimes people will match the clothes they have on with the jewelery they are wearing. Fashion experts have ideas about how jewelery can accent an outfit. From belly necklaces to bracelets that hold gems to match a purse or the color of pants worn. Often the jewelery worn can be just as important as the clothes put on.

Sightseeing Mallorca

1. Ses Païsses, Artà

Combine a visit to Artà's excellent Tuesday market with a visit to this impressive Bronze Age Talayotic settlement on the outskirts of the town - one of the best preserved in the Balearics. It's worth a visit to imagine what life must have been like within its walls for the island's early settlers. This attraction closes over the lunch period.

Camino de Ses Orbaies, Artà

2. Capdepera Castle

Visit the remains of this early 14th century hilltop castle, dominating the small town of Capdepera, with commanding views over the north-east coastline (on a clear day you can see Menorca). The enclosing walls once contained some 150 dwellings. A great place for youngsters to let their imaginations run wild!

C/Castell, Capdepera

Tel +34 971 81 87 46

3. Betlem Heritage, near Artà

It's a gorgeous drive from the north side of Artà (with a possible sighting of Menorca on the way) winding up to the tranquil rural setting of the 'Ermita de Betlem' at Sa Deves de Ferrutx. If you're lucky, the only other sounds up at the hermitage will be birds, insects and sheep bells, making it a fantastic spot for a picnic lunch, after a visit to Artà. The hermitage was founded in the early 19th century by the hermits of St Honorat in Randa and the Trinity in Valldemossa, and the small chapel is the perfect place to escape the heat and glare of the sun. Don't all go at once!

Follow signs in Artà to Ermita de Betlem

4. Mallorca Balloons, Manacor

A great way to see lots of sights! An early morning flight in a hot air balloon from Mallorca Balloons' base on the outskirts of Manacor will see you soaring over the island, drifting peacefully with the wind, at a height of 1,000-1,500 feet. On a clear day you might see Cabrera and Menorca. Balloon baptism and flight certificates included.

Tel +34 971 59 69 69

5. Caves of Drac (Cuevas del Drach or Coves del Drac) in Porto Cristo

World-famous ancient limestone caves, mapped by French geologist Edouard Martel in the late 19th century. There are four enormous main chambers, numerous romantically-named formations of stalactites and stalagmites, and one of the world's largest underground lakes - the scene of several daily classical music concerts. Guided tours take you through the caves.

C/de la Coves, Porto Cristo

Tel + 34 971 82 07 53

6. Caves of Hams (Cuevas del Hams or Coves d'es Hams), Porto Cristo

Less famous than Drac, but worth a visit for their own spectacular and colourfully illuminated stalactites and stalagmites, and the underground lake. The caves were discovered by the Mallorcan, Pedro Caldentey, in 1905.

Ctra Manacor-Porto Cristo - 1 km from Porto Cristo

Tel +34 971 82 09 88

7. Els Calderers, Sant Joan

The estate was owned by the Calderers family as long ago as the 13th century, and construction of the present manor house is thought to have begun in 1750. Visit the house and farm for a flavour of aristocratic life in Mallorca in the 18th and 19th centuries. The interior of the house is particularly interesting, with its traditional furnishings and equipment.

Follow signposts from Ma-15 Palma-Manacor, km 37.

Tel +34 971 52 60 69

8. Gordiola Glassworks

The Gordiola family has been making glass in Mallorca since the early 18th century and at their works near Algaida you can watch glassblowers in action in front of raging furnaces. The building itself is ugly 1960s faux-castle and the shop area very commercialised, but go upstairs to the museum and you'll find a fascinating collection of old glass, including early Gordiola examples and glassware collected from all over the world by seven successive generations of the family. You wouldn't want to have dust the exhibits!

Ca'n Gordiola Ma 15

Palma-Manacor, km 19

Tel +34 971 66 50 46

9. Mallorca Planetarium

Many visitors aren't aware that the island has an important astronomical observatory, of which the Mallorca Planetarium is a part. The Observatorio Astronómico de Mallorca premises have a definite space-age look to them, in complete contrast to the sleepy neighbouring village of Costitx, but this rural location benefits from clear night skies. Every Friday and Saturday at 19.00 hrs, the Planetarium projects the spectacular multi-lingual audio visual programme, Evolution, onto the domed ceiling. Afterwards you can enjoy guided sessions in the observation pods.

Camí de l'Observatori

Telephone to reserve your place:

+34 650 386 881

10. Calvary Oratory, Pollensa

Pollensa's a charming town with a distinctive Roman bridge, but the best-known place here must be the Calvary Oratory, on top of a hill that was once owned by the Order of the Knights Templar. There are 365 steps to climb to reach the top, which is the location for the atmospheric Good Friday re-enactment of Christ's final suffering on the Cross.

11. S'Albufera Nature Parc

These peaceful protected wetlands, just off the coast road north of Can Picafort, are the habitat of a wealth of birdlife, bringing serious birdwatchers from all over Europe to spot the rare migrants and breeding species. There are paths for walking and cycling, hides and a visitor centre. Mosquito repellent recommended!

Ctra Artà - Port d'Alcúdia. km 27,2

Tel +34 971 89 22 50

12. Alcúdia Old Town

A rich history means there's plenty to see in and around this walled old town, on the site of the Roman settlement of Pollentia. The walls were built after the Spanish conquest and were restored to include the 26 original towers and imposing gateways; it's possible to walk along the top of part of the walls, giving good views of the area. Of particular interest are the narrow streets of the Arab quarter, the Pollentia ruins, and Mallorca's only intact Roman theatre.

13. Alfàbia Gardens

These peaceful gardens, with watercourses and pools, are thought to have been designed by Benhabet, a Muslim governor of Inca in the 13th century, and are a great example of the Moorish talent for landscaping and irrigation. Even if you're not a particularly keen gardener, you'll appreciate the beautiful shady spots on a hot day, and the garden snack bar offering fresh fruit juices, farm products and other refreshments.

The pergola walkway, with its shooting water jets, is great fun for all the family, while green-fingered types will enjoy the English-style gardens and impressive collection of trees. The 'hacienda' has traditional 'cloth of flames' fabrics, old prints and furniture.

Ctra Palma-Sóller km 17 (south side of Coll de Sóller)

Tel +34 971 613 123

14. Finca Son Real

This public estate is between Can Picafort and Son Serra de Marina and offers a series of marked trails through the estate for walkers and cyclists, with access to an unspoilt beach. There are useful information boards along the trails about the local flora and fauna, as well as a visitor centre. The farm still functions, and you'll see local breeds of sheep and pigs. Once on the beach, it's an easy walk to the remains of a necropolis, featuring many graves of various sizes.

Finca Son Real

Ctra Can Picafort - Artà

Tel +34 971 18 53 63

15. Junipero Serra's Birthplace and Museum, Petra

It's no surprise that many American visitors make their way to the oldest part of this rural village, for here is the birthplace of Fray Junipero Serra, the 18th century Franciscan missionary who left Petra for California. There he founded nine missions, from which cities like San Francisco and San Diego grew. The privately owned museum, founded in 1955, has a fascinating collection of exhibits, including a painting of the San Carlos mission, presented to the museum in 1984 by then President Ronald Reagan. Nearby visit the house where Serra was born, in 1713 - a truly humble home.

C/Des Barracar Alt, Petra

Tel +34 971 561 149

Understanding Term Life Insurance

Term Life Insurance- The Economic Insurance Option Term life insurance is cheaper than other type of insurance plans. It can be purchased for a certain number of years, which is usually 7 to 10 years. The premiums of such insurance plans can be low if you are young, you are a non smoker and in good health for which the insurance company will make you undertake a medical examination. This type of insurance is also useful in case you are suffering from an illness for a certain period of time. It can be renewed and is best suited for people who have temporary/short term needs; people who are just beginning their career and do not have enough finances with and for those people who are likely to have changes in their insurance needs in the future. The other advantages are that term life insurance is non taxable and has the option of being converted into whole life insurance thus giving you the option to choose the policy based upon your changing needs.

Besides the given advantages, term life insurance has some pitfalls which you must guard yourself against when you purchase the insurance. Term life insurance does not build any cash value, the premiums you pay go directly to keep your insurance effective and nothing else. The policy can expire without maturity and the insured amount is payable only if the insurance has been kept effective by regular payment of premiums. The policy lapses at the end of the term unless renewed. Every time the policy is renewed there is an increase in the premium amount and the amount of premium to be paid depends at what age the insurance is being renewed.

Since there are number insurance policies available, there is always a possibility of missing out the correct type of policy which suits your requirements and can be purchased at low rates. Though term life insurance is cheap at the beginning but it becomes costlier as the insurer ages. The best way out is to have the insurance for a longer period of time though you may be paying a slightly higher premium in the long run. Most people look at term life insurance from a safety point of view and would like to see their money going towards the needs of their spouse and children.